At Elliot Insurance we work for you, not the insurace company. We are at your side when you buy or upgrade your insurance or if you have to make a claim. Having a broker who understands your needs is an important first step to being properly insured.

The deductible is the amount that you agree will be "deducted" from what the insurance company pays when you have a claim. Therefore, it is the portion of the claim that you have to pay. Most policies have a minimum deductible that applies. By purchasing the coverage, you have agreed to the deductible. Choosing a higher deductible can help you to save money on your insurance.

If you suffer a loss or damage, contact Elliot insurance. We will take all pertinent details from you and contact your insurer to begin the claim process. After the initial report, the insurance company will normally handle your claim.

Many of the insurance companies that we represent offer convenient payment plans. Many plans allow you to spread your insurance costs throughout the year by paying on a monthly basis. Elliot Insurance can help you find the right plan for your needs.

Make sure you purchase a policy that reflects the unique qualities of your home, its contents and the people who live there. Your home should be insured from the moment you take legal ownership-even if it is under construction. Elliot insurance's expertise is particularly useful at this stage when you really need to match policy features with needs.

A new driver is considered a "First Chance Driver". Drivers who have successfully completed an approved driver training program will receive credit for the equivalent of six (6) years driving experience. Drivers who do not take an approved driver training program will receive credit for the equivalent of three (3) years driving experience. One at-fault accident or conviction for a driving or other relevant offence will result in ineligibility for or elimination of this discount. Such drivers will lose their driving experience credit and will then be assessed according to their actual experience.